Methodology

Official FEMA data first. No guessed flood status.

FloodRiskCheck queries FEMA's effective NFHL service for the exact coordinate returned by address autocomplete. It reports FEMA fields directly, labels confidence, and links to official verification paths.

Quick answer

How FloodRiskCheck uses FEMA NFHL and official public sources without inventing flood status.

Source-first Reviewed Jun 2026
FEMA NFHL

FEMA National Flood Hazard Layer

Primary effective flood hazard, panel, and jurisdiction data.

Open official source

Confidence labels

High means FEMA returned an address-coordinate flood hazard zone. Medium means FEMA returned official panel or jurisdiction context but not an exact zone polygon. Low means the lookup needs a standardized address or the FEMA service was unavailable.

No result is legal, engineering, lending, insurance, appraisal, or emergency advice. Local floodplain administrators, FEMA, insurers, lenders, and licensed professionals control final decisions.