Official flood-map screening

Check the FEMA flood zone before you move, buy, rent, or insure.

Enter a street address. FloodRiskCheck returns the official FEMA flood zone, SFHA status, floodway subtype when available, FIRM panel, community, effective map date, confidence, and source links.

FEMA NFHLNo invented statusPlain-English due diligence

Type an address. Exact lookup needs Google Places coordinates in production.

Result card is the product

The answer starts with the address, not a generic flood article.

Flood zone status can change within a parcel or across a street. The lookup uses point-in-polygon FEMA NFHL queries and falls back to official FEMA verification paths when an exact coordinate answer is unavailable.

Example fields Zone AE

SFHA: Yes. Floodway: only when FEMA subtype says floodway. Panel and effective date shown when FEMA returns them.

High-demand flood checks

Pages built around search language people use before buying, renting, refinancing, renovating, or shopping insurance.

Priority city pages

Large coastal, riverine, and inland markets where official FEMA flood-map checks are high-value.

Trust boundary

What the result can and cannot tell you.

FloodRiskCheck can surface FEMA map fields for a coordinate and explain what they usually mean before buying, renting, building, or insuring. It cannot decide premiums, lender requirements, disclosures, elevation certificates, local code, or whether a property will flood.

Read methodology

Common questions

Short answers, with final verification left to official sources.

Can FloodRiskCheck tell me if flood insurance is required?

No. It can show FEMA SFHA status from official flood map data, which is relevant to lender and insurance conversations, but lenders, insurers, FEMA, and local officials control final requirements.

What source does FloodRiskCheck use?

The first production adapter uses FEMA's National Flood Hazard Layer effective ArcGIS service, including flood hazard zones, FIRM panels, and political jurisdictions.

What happens if exact data is unavailable?

The site shows an official-source fallback and labels confidence Medium or Low. It does not infer zone, SFHA, floodway, or panel status from nearby areas.